Read the evidence behind reliability

A relationship, not a public credit report

Understand how a customer pays you using the bills in that relationship. Your own full record and factor breakdown are private; discovery does not publish a stranger’s score or reliability band.

Keep the history beside the assessment

Inspect recent bills, unpaid amounts and changes in behaviour. A new relationship with too few bills is still building a record. Missing history is not evidence of bad payment behaviour.

Rules calculate it. You make the decision.

Ask Praavo can help explain your records; it does not calculate reliability scores. An assessment is not a guarantee of future payment. Check the evidence and correct disputed bills before acting.